Equipment Financing

Equipment Financing

Financing for qualified buyers of agricultural and construction equipment, arranged through established lending partners. Applications are accepted from individuals and businesses nationwide.

Promotional rate4% APR until December 1
Loan terms24 to 84 months
Down paymentSet by lender & credit
ApplicantsIndividuals & businesses
AvailabilityAll 50 states
ApplicationOnline, about 10 minutes

Payment Calculator

Estimated monthly payment$0
Amount financed$0
Total interest$0
Total of payments$0

For illustration only. Excludes taxes, fees and insurance. Actual rate and terms are subject to lender approval.

Financing Programs

Individual Buyers

For owner-operators, small farms and private buyers, based on personal credit history and income.

Apply

Agricultural Operations

Repayment schedules structured around planting and harvest cycles, including seasonal and annual payments where available.

Apply

Commercial & Contractors

For construction, excavation and landscaping companies, based on business credit and financial statements.

Apply

How It Works

  1. 1

    Apply

    Complete the secure online application or call our finance department.

  2. 2

    Credit Review

    Your application is submitted to the lending partner best suited to your profile.

  3. 3

    Approval

    You receive the approved rate, term and monthly payment before any commitment.

  4. 4

    Closing

    Documents are signed and the equipment is released for pickup or delivery.

Required Documentation

Individual applicants

  • Valid government-issued photo ID
  • Proof of address
  • Recent pay stubs or bank statements
  • Proof of income, if requested

Business applicants

  • Business license or registration
  • Business formation documents
  • Two years of tax returns or financials
  • Personal guarantee, where required

Financing FAQ

The promotional rate of 4% APR is available on approved credit for applications completed through December 1. Final rate, term and eligibility are confirmed by the lender at approval.
Down payment requirements depend on the lender, the equipment being financed and the applicant's credit profile. Our finance department will confirm the amount before any commitment is made.
Yes. Applications are accepted from individuals, sole proprietors and registered businesses. Business applicants are asked for the legal business name and basic financial information.
Yes. Financing is available to qualified buyers in all 50 states, and delivery can be arranged to any location in the continental United States.
Delivery and other charges may be included in the financed amount, subject to lender approval.